Murray and Contribution Health are partnering to help our clients navigate the everchanging circumstances brought on by the coronavirus pandemic. Below is a link to information regarding the Families First Coronavirus Response Act that is effective April 2, 2020, as well as a link to a summary of what the webinar covers. Families First Coronavirus Response Coronavirus Update Summary Any questions can be directed to your Murray Health Benefits Consultant or by contacting Matt Pfeiffenberger, Vice President, Health Benefits Solutions, via email or by calling 717.735.3069.
COVID-19 for Businesses and Individuals
By Timothy W. Braun, Risk Control Specialist COVID-19, the illness caused by the new coronavirus, is an infectious respiratory illnesses. (Also called severe acute respiratory syndrome coronavirus 2, or SARS-CoV-2). Although the symptoms of COVID-19 and the flu can look similar, the two illnesses are caused by different viruses. Symptoms Corona Virus can cause fever, cough, body ache, fatigue; sometimes vomiting and diarrhea. Can result in pneumonia. Illness can range from mild to severe, even fatal in rare cases. Older individuals and those with health complications are more susceptible. Transmission Can be spread from person to person through droplets in the air from an infected person coughing, sneezing or talking. The droplets land on the mouth, nose, or are inhaled …
Does Your Credit Score Really Matter?
In the late 1940s, engineer Bill Fair and mathematician Earl Isaac met while working at the Stanford Research Institute, the legendary post-war industrial thinktank. The two of them developed an algorithm, using a credit scoring system, that helped predict the chances that a borrower would repay a loan. In 1958 they founded Fair, Isaac and Company and soon began pitching their scoring system to financial institutions.1 Fast forward 30 years. The company shortened its name to what its customers were calling it, FICO, and was well on its way to becoming the standard measure for consumer credit worthiness—used for everything from credit cards to mortgages. Today, credit bureaus (also called credit agencies) collect data relevant to your risk as a …
Current Trends in Esop Insurance
The following article by Jeff Gelburd, Vice President, and Patrick Dixon, Account Executive, of Murray appeared in the March 2020 edition of The ESOP Association newsletter. Litigation, Other Factors are Affecting the Availability and Pricing of Products Available to Protect ESOP Companies and Executives Over the last 30+ years, corporate members have benefited from the affinity insurance program endorsed by The ESOP Association. More than 300 ESOP companies are served by this program, which provides Director’s and Officer’s, Fiduciary Liability, Employment Practices Liability, Crime, and Cyber insurance. Murray – a 25-year old ESOP insurance broker headquartered in Lancaster, PA – administers this insurance program. Within the past five years, we have seen tremendous change in the insurance available to those …
ESOP Association Regarding Employee Ownership
The ESOP Association is pleased that employee ownership arose in the Democratic party Presidential debate last night and that multiple candidates were able to vocalize their support. We believe more Americans need to know about and participate in employee ownership—especially ESOPs, which are the largest and most common form of employee ownership—and would encourage greater discussion about this important form of business ownership in America. Read more here.
Successfully Managing Employees Through the Employee Life Cycle
If you are an employer, human resource professional or anyone interested in a fresh approach to successfully managing employees from recruitment on, you won’t want to miss this presentation by Christine Nentwig, Esq. of CGA Law Firm and Hannah Lopez, MBA, SHRM-CP of Murray. Click To Register
Cyber Liability Coverage on the Innovation Stage
Jeff Gelburd, Vice President, and Patrick Dixon, Account Executive, administrators of the Murray ESOP Executive Liability Program, recently presented at the Employee Owned 2019 Conference and Trade Show in Las Vegas along with Ryan Fitzsimmons, Vice President of the Cyber Liability Division at Great American Insurance Group. During their Cyber Liability coverage presentation on the Innovation Stage, the trio discussed the cyber liability coverage considerations: financial losses, media ramifications, and regulatory compliance and the first-party considerations including security, privacy, and crime. The discussion covered pre- and post-breach services provided, including preventative educational materials, claims handing, and the use of a breach coach. Watch the presentation here: Cyber Liability Coverage Learn more about the ESOP Executive Liability Insurance Affinity Program …
The Same Focus. A Different View.
Every once in a while, it’s good to change your view. It gives you a new perspective, opens up opportunities, and facilitates growth. At Murray, the new view comes as we announce a fresh look and brand identity as a part of our ongoing development as an ESOP and agency. As we continue to grow in our ability to help clients anticipate and prepare for a more secure future, we have refreshed our brand identity to better reflect who we are today, and where we want to be tomorrow. Our new name and look come from months of research conducted among our internal team and leaders, and our clients. We sought to bring out the best of what it means …
USDA Enhances African Swine Fever Surveillance Efforts
The U.S. Department of Agriculture (USDA) is furthering its overall African Swine Fever (ASF) preparedness efforts with the implementation of a surveillance plan. As part of this plan, the Animal and Plant Health Inspection Service (APHIS) will work with the swine industry, the states, and veterinary diagnostic laboratories to test for ASF. ASF is a highly contagious and deadly disease affecting both domestic and feral (wild) pigs. It does not affect human health and cannot be transmitted from pigs to humans. ASF has never been detected in the United States. Tell me more >>>
Avian Coryza
Avian Coryza is an emerging poultry respiratory disease in some regions of the United States. Severe facial edema is probably the most notorious clinical sign which couples with a sharp decrease in egg production in laying hens. Read more here >>> For Pennsylvania Department of Ag flock recommendation letter: Flock recommendation letter 4-4-19 Final For Pennsylvania Department of Ag biosecurity principles: StandardE-BiosecurityPrinciples 2019