By Timothy W. Braun, Risk Control Specialist As Pennsylvania continues efforts to return to normal, it is critical to be aware of the landscape of orders, laws, regulations, and best practices in order to avoid illness, liability, loss and compliance issues with local, state, or federal government. Failure to follow rules or guidelines could expose individuals or entities to illnesses, fines, lawsuits, insurance claims, harm to reputation, or other adverse outcomes. Being aware of, and adhering to, requirements, recommendations, and other best practices is important. Read the Safety Practices and Protections for the Phased Return-to-Work for businesses: RC Phased Return to Work for Business The situation regarding COVID-19 is changing rapidly, along with guidance and recommended actions. Be sure to …
COVID-19 in Pennsylvania: Construction Return-to-Work
By Timothy W. Braun, Risk Control Specialist On May 1, 2020, construction operations in Pennsylvania will be allowed to resume following mandated closure in March. On April 15, 2020, the State issued orders requiring certain practices and protections be implemented at places of business remaining open under the original stay-at-home order. These requirements still apply in addition to requirements related to construction work resuming on May 1. Read the construction return-to-work requirements. Contact Tim at 717.224.1835 or tbraun@murrayins.com.
PA Department of Labor and Industry on Safety Committee Meetings During COVID-19
Want to know what the Pennsylvania Department of Labor and Industry has to say about Safety Committee meetings during these uncertain times due to the COVID-19 pandemic? Watch Laurie Deitrich, CSP, ARM, HEM, Risk Control Specialist, provide answers to: Can our Safety Committee miss monthly meetings during the COVID-19 crisis? What happens if all committee members do not receive their annual training? Will there be any extensions to the certification deadline to get our initial or renewal application submitted? More information is available here: RC Safety Committee Training Contact Laurie at 717.572.5684 or email her.
COVID-19 Workers’ Compensation Update
By Lisa Yelovich, Master Claim Specialist . March 25, 2020 As we are all aware, the novel coronavirus or “coronavirus disease 2019” (abbreviated as COVID-19), is upon us, and employers and employees alike are seeking direction as to how to navigate this serious health risk. Many of you may have received information from your workers’ compensation medical provider panel physicians. Those of you who work with WORKNET Occupational Medicine, for example, received their March 3, 2020 communication regarding their current position on COVID-19 testing. They suggest following the guidelines as based upon the recommendations of the CDC and World Health Organization, (listed below for your reference). We expect other medical providers and facilities are following the same recommendations – check …
COVID-19 for Businesses and Individuals
By Timothy W. Braun, Risk Control Specialist COVID-19, the illness caused by the new coronavirus, is an infectious respiratory illnesses. (Also called severe acute respiratory syndrome coronavirus 2, or SARS-CoV-2). Although the symptoms of COVID-19 and the flu can look similar, the two illnesses are caused by different viruses. Symptoms Corona Virus can cause fever, cough, body ache, fatigue; sometimes vomiting and diarrhea. Can result in pneumonia. Illness can range from mild to severe, even fatal in rare cases. Older individuals and those with health complications are more susceptible. Transmission Can be spread from person to person through droplets in the air from an infected person coughing, sneezing or talking. The droplets land on the mouth, nose, or are inhaled …
Cyber Liability Coverage on the Innovation Stage
Jeff Gelburd, Vice President, and Patrick Dixon, Account Executive, administrators of the Murray ESOP Executive Liability Program, recently presented at the Employee Owned 2019 Conference and Trade Show in Las Vegas along with Ryan Fitzsimmons, Vice President of the Cyber Liability Division at Great American Insurance Group. During their Cyber Liability coverage presentation on the Innovation Stage, the trio discussed the cyber liability coverage considerations: financial losses, media ramifications, and regulatory compliance and the first-party considerations including security, privacy, and crime. The discussion covered pre- and post-breach services provided, including preventative educational materials, claims handing, and the use of a breach coach. Watch the presentation here: Cyber Liability Coverage Learn more about the ESOP Executive Liability Insurance Affinity Program …
OSHA Electronic Injury & Illness Data Reporting for Calendar Year 2018
For companies that are required to, the OSHA Form 300A injury and illness information for calendar year 2018, must be submitted via the electronic OSHA Injury Tracking Application (ITA), by March 2, 2019. Click for more information: OSHA 300A Info Due 3-2-19
Does Your Business Need a Spotted Lanternfly Permit?
To prevent the spread of spotted lanternfly, the Pennsylvania Department of Agriculture (PDA) issued a quarantine for counties where the presence of this pest has been confirmed. Businesses and organizations conducting business in the quarantine zone must have permits from PDA to move vehicles, equipment and goods within and out of the zone. Click for more information >>>
Reduce the Potential for Water Damage and Severe Weather Claims
The insurance industry pays many more claims for water damage than they do for fire damage! And, the number of losses spike during the cold winter months. Do you know how to reduce the potential for water damage from: Wind-blown rain, sleet and snow from severe storms Ice damming Flooding and damage from surface water Accidental activation or damage to piping containing water Roof collapse For more information and to access the Water Damage Prevention Inspection Checklist >>>
Preparing for New Cyber Threats
According to an article by Jody Westby, CEO of Global Cyber Risk, published on Leader’s Edge website, as companies look to the year ahead, they should make sure they are prepared for the types of cyber attacks they might encounter in 2019. The cyber threat environment is more sophisticated than ever, and nation-states have increasingly played a role, often in coordination with other actors. Even the best chief information security officers are evaluating their programs against current threats and beefing up. Tell me more >>>