The Cost of Distracted Driving – A Reminder

Denise GillinRisk Management, Transportation

By Tyson Keith for AssuredPartners Distracted driving continues to be one of the most dangerous hazards on our roads. Whether it is eating, drinking, scanning the radio, fiddling with the navigation system, or texting on a cell phone, distracted driving causes thousands of accidents every year. According to the National Highway Traffic Safety Administration, in 2019 there were 3,142 lives lost due to crashes resulting from distracted driving. By taking their eyes off the road for just five seconds, while traveling at 55mph, their vehicle can travel the distance of a football field. Please do your part by reminding your drivers of how dangerous it is to drive while distracted. The Minnesota Trucking Association (MTA), recently shared a video produced by the Minnesota …

National Farm Safety Week

Denise GillinAgribusiness, Risk Management

By Gina Ekstam for AssuredPartners Fall harvest can be one of agriculture’s busiest and most dangerous times of the year. National Farm Safety and Health Week is observed the third week of September to promote safety throughout the ag industry. While agriculture, forestry, and fishing make up one of the largest industry sectors in the U.S., most operations are small, with nearly 78 percent employing fewer than ten workers and most relying on family members and/or immigrant, part-time, contract, and seasonal labor. Many workers in these small operations are excluded from labor protections, including many of those enforced by OSHA. In 2019, the U.S. Bureau of Labor Statistics reported 573 fatal work injuries in the Ag, Forestry, Fishing & Hunting sector. This represents the …

Does Your Insurance Program Cover All Insurance Requirements in the Contracts You’re Signing?

Denise GillinConstruction, Insurance, Risk Management

By Gary Semmer for AssuredPartners A great question to stop and ask yourself – how certain are you that in the event of a claim your insurance program will trigger coverage? Often, contracts get signed, excited to have that piece completed and ready to get moving with the next part. But, if you aren’t checking your insurance program’s fine print ahead of signing a contract you may be signing something that could be the beginning of a major problem later on. Let’s examine 3 problematic areas: Indemnification Additional Insured Requirements Coverage Restrictions or Exclusions Click to read more>>>

Biden’s Vaccine Mandate & Delta’s Surcharge Signal Sweeping Changes for Employers & Employees

Denise GillinHealth Benefits, Human Resources, News

By Nathanael M. Alexander, Esq. for AssuredPartners Since we last blogged about the changes in the world of COVID-19 vaccines there have been plenty of headlining developments that are worthy of mention including the August 23, 2021 FDA approval of the Pfizer vaccine, a woman being arrested in Hawaii for attempting to skirt the state’s entry requirements via the use of a fake vaccination card, and various state law mandates for teachers, healthcare workers, etc. This is all coupled with much enthusiasm from employers hoping to follow in the footsteps of Delta Air Lines’ recent decision to add a $200 monthly health insurance charge for their unvaccinated staff members. This heightened enthusiasm has led many employers to explore the various ramifications (both legal and …