Risky Business Blog | Page 49

Will You Do Better as an Active Investor or a Passive Investor?

Russ Harlan February 6, 2017Wealth Management

It’s one of the most contentious debates in investing. Perhaps a more important question: which approach will be superior over the long term, active or passive investing? Active investing is when you proactively move assets (buying and selling) with the goal of beating relative market performance as measured by an index. Relying on trend analysis and your past experience, you seek to buy individual stocks, sectors and/or fund managers when they appear low with the plan to sell them when they’re higher. If you guess correctly, you have the potential for significant returns. But if you’re wrong, the results can be costly. Passive investing is when you buy a diverse mix of assets and reallocate your funds only when rebalancing …

Why Passive Investments are Popular

Russ Harlan February 1, 2017Wealth Management

“We’ve long felt that the only value of stock forecasters is to make fortune tellers look good.” This classic quote from Warren Buffett encapsulates the guiding principle of passive investors, who prosper not by trying to do better than the stock market, but by mimicking it at a low cost. These investors are often proponents of index funds and ETFs (exchange-traded funds), which are “portfolios that match or track the components of a market index, such as the Standard & Poor’s 500 Index (S&P 500).”1 Active investors are those who try to beat the performance of the overall stock market by selecting stocks (or other investments, such as bonds, real estate or precious metals) whose value will grow faster than …

Patient handling is a risky task that often goes overlooked, but it's time to incorporate a safer approach within your organization.

Safer patient handling requires a change in culture

Laurie Deitrich January 30, 2017Risk Management

Patient handling is a risky task that often goes overlooked, but it’s time to incorporate a safer approach within your organization.

You can never predict when a criminal will burst through your doors and ask for all of your money instead of a table for one.

Keep your restaurant running smoothly after a crime takes place

Dennis Spencer January 27, 2017Business Insurance, Insurance, Risk Management

You can never predict when a criminal will burst through your doors and ask for all of your money instead of a table for one.

With so many medical practitioners focused on picking the right malpractice insurance for their business, property and casualty insurance can sometimes slip out of their view.

How to shop for small medical business property and casualty insurance

Kimberly Warner January 24, 2017Business Insurance, Insurance, Risk Management

With so many medical practitioners focused on picking the right malpractice insurance for their business, property and casualty insurance can sometimes slip out of their view.

Winter is here and that means the nasty weather is too. The Northeast has seen its fair share of historic storms over the years, and 2017 should be no different.

4 winter weather hazards small businesses need to watch for

Kimberly Warner January 18, 2017Business Insurance, Insurance, Risk Management

Winter is here and that means the nasty weather is too. The Northeast has seen its fair share of historic storms over the years, and 2017 should be no different.

The New Year and How It May Affect Your Benefits

Mary Lyons January 16, 2017Health Benefits, Human Resources

The beginning of 2017 signals a new plan year for some insurance plans. For individuals with these plans, this means that any changes made to health plans and new deductibles will take effect Jan. 1, 2017. It will be important to keep these changes in mind when you or your family seek out health care. You should also be on the lookout for things like changing prescription drug coverage limits and changing copay amounts. In addition to reviewing your policy, be sure to follow these quick tips to be a wise health care consumer next year. Consider using generic prescription drugs instead of brand-name drugs, when possible. Shop around for the lowest rates before visiting a doctor, when possible. Visit …

The national discussion around the treatment of farm animals is more active than ever. But when it comes to dairy cows, do you know the whole story?

4 facts about dairy cows

Betsy Linn January 3, 2017Agribusiness, Insurance

The national discussion around the treatment of farm animals is more active than ever. But when it comes to dairy cows, do you know the whole story?

Self-insurance helps small businesses clear hurdle [Video]

Matt Pfeiffenberger December 21, 2016Health Benefits, Health Benefits Administration, Large Group Benefits (100+), Small Group Benefits (2-50), Video

It seems there's a never ending to-do list for small business owners, and insurance is squarely up there with the rest of the responsibilities.

Snow Removal Injury Prevention

Angela Mackley December 20, 2016Risk Management

Common snow removal injuries and medical emergencies include overexertion of muscles, falling, lower-back injuries, broken bones, and heart-related problems. The arms and hands are the most common area for bone fractures, while adults over 55 were more than four times likely to have heart-related symptoms while shoveling, compared to younger people. Preventing falls includes those that occur while workers are removing snow from rooftops or other elevated surfaces. To keep workers safe, employers should develop plans for snow removal methods that do not involve workers being on rooftops. Safe working tips include: 1. Dressing appropriately – Wearing layers of clothing allows for both ventilation and insulation. Keep the head warm, as this is where a lot of body heat escapes. …

Page 49 of 52
←
1
...
48
49
50
...
52
→