Mass Shootings and Your Workplace

Denise GillinNews, Risk Management

Know the Signs of a Looming Threat and Understand Mitigation Techniques to Protect Your Team By Maura Keller for Risk&Insurance.com As of this writing in mid-June, the number of mass shootings that the U.S experienced in 2022 sits at 233. That number will surely grow before this piece is edited and published. Axiom Medical recently hosted a webinar entitled, “What’s Driving Irrational Thinking and Mass Casualty Events,” to discuss what is causing this violent behavior and how to protect ourselves and our workplaces. Tell me more>>>

Cybersecurity and the Construction Industry

Denise GillinConstruction, News, Risk Management

Written by Sarah Licata for AssuredPartners Every industry is susceptible to cyber security risks, and the construction industry is no exception. The construction industry is largely unregulated when it comes to cybersecurity, so many companies fail to prioritize this issue. Many believe that their company doesn’t have anything a hacker could want, when in fact they hold sensitive information such as proprietary data, employee records, project designs, bid pricing, financial records, contracts, and more. In order to protect themselves, construction companies need to have safeguards in place to prevent and react to any cyber-attacks as they increasingly rely on technology. So, what steps can you take to protect your company? Click for prevention strategies>>>

Confront Environmental Risk with an ERP

Denise GillinAgribusiness, Insurance, News

By Gina Ekstam for AssuredPartners While not exclusive to agribusiness, environmental exposures, such as air pollution and contaminated water and soil, must be confronted. One tool that is particularly helpful in assessing risk is called a risk profile. Typically used to identify strategies and procedures for administrative risks, a risk profile can be expanded to address areas of environmental liability. Referred to as an environmental risk profile (ERP), it systematically helps operators identify and manage environmental risk. A completed ERP can show how environmental exposure impacts the operation and the risk management strategies available. Environmental exposures can be grouped into three major categories: operations, transportation, and disposal liabilities. From groundwater contamination from spills or leaks, to poor air quality from …

Staying Covered on The Water: The Importance of Boating Safety

Denise GillinNews, Personal Lines

By Tala Amalfard for AssuredPartners Friday, July 1st marks National Boating Day, just in time for the height of the summer season. There seems to be no better way to celebrate the kids being on summer break and the vibrant warmth than enjoying a day out on the water with friends and family. Whether it be a humble sailboat or grand yacht, boats of all kinds serve as a serene escape from the stressful realities of school and work. Anyone who embarks on their boating journey is looking for a vacation. While taking advantage of this relaxing luxury is encouraged, staying safe is key to making the most out of the boating experience. Click here to learn how>>>

Pandemic and Supply Chain Lessons Lead to Improved Food System Framework

Denise GillinAgribusiness, News

By Gina Ekstam for AssuredPartners The pandemic and supply chain disruptions have revealed longstanding issues with getting food from farm to table. In an effort to strengthen the food system across the supply chain, the U.S. Department of Agriculture (USDA) recently announced details of its Food System Transformation Framework. More options, increased access, and improved markets are just some of the USDA’s goals for transforming our food system. The framework addresses the need for more capacity to gather, process, move, and store food. Increasing local/geographic capacity will help build resiliency in the face of market disruptions, provide more choices for producers to create value-added products and sell locally, and support new economic opportunities and job creation in rural communities. Click for …

What’s the Difference Between Construction Insurance and a Surety Bond?

Denise GillinBonds, Construction, Risk Management

By Sarah Licata for AssuredPartners Construction insurance and surety bonds both provide different types of protection on a construction project, but a common misconception is that a surety bond is another type of insurance. So, what is the difference between the two? What is Construction Insurance and How Does it Work? What is a Surety Bond and how Does it Work? Click to find out>>>

When Phishing Isn’t Phunny. 3 Critical Steps to Take

Denise GillinBusiness Insurance, Insurance, Risk Management

By Courtney DuChene for Risk&Insurance.com When it comes to phishing and other business email compromise cyberattacks, the question is not if a company will be targeted; it’s when. Last year, the FBI’s Internet Crime Complaint Center received 19,954 complaints concerning business email compromise attacks, resulting in nearly $2.4 billion in losses. With phishing attacks becoming both common and costly, businesses may be wondering what they can do in the event an attack occurs to limit its scope. Click here to get three critical steps employers should take if they’re exposed to a business email compromise attack. 

OSHA’s National Emphasis Program on COVID-19

Denise GillinNews, Risk Management

By AP Senior Living National Emphasis Programs (NEPs) have been used relatively sparingly in recent years, the last being focused on limiting workers exposure to silica, approximately a year ago. These seemingly have been reserved for exposures typically found in heavy industrial or manufacturing type risks. The most recent NEP, titled “Coronavirus Disease 2019,” was implemented by Executive Order by President Biden, which became effective March 12, 2021, and is scheduled to run one year. This NEP, in contrast to others, will have far reaching implications to almost every industry in the country. OSHA is prioritizing industries who they perceive are most at risk. Not surprisingly, Residential Care Facilities are at the top of that list. This NEP is a combination of targeted inspections, outreach …

Top Five FAQs Regarding P&C Captives

Denise GillinAlternative Risk, Captives, Risk Management

By Denise Gillin for AssuredPartners Why would an organization want to join a captive? That’s a great question, and the answer starts with understanding alternative risk management strategies outside those provided by traditional insurance programs. In simple terms, captives are member-owned insurance companies operating for the members’ benefit. For business owners who want greater control over their casualty insurance program, a captive can be a good option. It involves sharing risks with others, blending services and expenses through a custom-built program that is best for each member as well as the group. The top five frequently asked questions regarding captive membership are a good place to start exploring the possibilities of captive membership together. Tell me more>>>

Common Construction Risks and How to Manage Them

Denise GillinBusiness Insurance, Construction, Risk Management

By Sarah Licata for AssuredPartners Managing projects in the construction industry means managing risk. Every step in a project from before it has even started until after it has been completed can leave you open to potential risks. These are a few of the most common construction risks: Safety Job Site Security Project Steps you can take to mitigate potential loss>>>