A few years ago when my company offered the option of Health Savings Accounts (HSAs) instead of Flexible Spending Accounts, I thought “okay, fine.” I got another debit card and happily used it to spend pre-tax dollars on current medical expenses. Recently, though, I spoke with a financial advisor who opened my eyes to the fact that I’d been using my HSA all wrong. Now, I realize HSAs are one of the best options available for additional retirement savings.
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